In the UK, an insurance-backed guarantee (IBG) for windows is a form of protection offered by window suppliers and installers to homeowners. It provides coverage for the warranty or guarantee associated with the windows in case the original supplier or installer ceases to trade or becomes insolvent.
With an insurance-backed guarantee, if the company that installed your windows goes out of business or is unable to honor their warranty obligations, the insurance policy kicks in. It ensures that any defects, faults, or problems with the windows that fall within the warranty period will still be covered, and the necessary repairs or replacements will be carried out by another reputable company. Essentially, the insurance-backed guarantee provides homeowners with peace of mind that their investment in windows is protected even if the original supplier or installer is no longer available.